Simple summaries of the Affordable Care Act – aka Obamacare

A final summary of the major changes under the Patient Protection and Affordable Care Act (PPACA) (aka Obamacare): – Kids can continue to be covered by their parents’ health insurance until they’re 26. – Insurers cannot impose an unreasonable premium increase without justification (generally anything less than 10% is ok). – Insurers have to tell customers …

Learn more about the Affordable Care Act – the individual mandate: penalty and subsidies

If you can afford insurance but do not get it, you will be charged a fee. This is the “mandate” that people are talking about. Basically, it’s a trade-off for the “pre-existing conditions” bit, saying that since insurers now have to cover you regardless of what you have, you can’t just wait to buy insurance …

Learn more about the Affordable Care Act – summary of Medicaid expansion and costs

Medicaid is the largest health insurance program in the United States.  Presently, Medicaid provides health and long-term care coverage to 59 million individuals. Under the PPACA (Patient Protection and Affordable Care Act), Medicaid is set to expand its eligibility for coverage to include persons with income levels at or below 133 percent of the federal …

Timeline of government healthcare in the United States

The Supreme Court’s ruling on President Barack Obama’s healthcare overhaul comes after a century of debate over what role the government should play in helping people in the United States afford medical care. A look at the issue through the years: 1912: Former President Theodore Roosevelt champions national health insurance as he unsuccessfully tries to …