Learn more about the Affordable Care Act – the individual mandate: penalty and subsidies

If you can afford insurance but do not get it, you will be charged a fee. This is the “mandate” that people are talking about. Basically, it’s a trade-off for the “pre-existing conditions” bit, saying that since insurers now have to cover you regardless of what you have, you can’t just wait to buy insurance …

Amazing cardboard cutout playhouses for kids

My kids adore our Casa Cabana House (below), which has magically survived 5 years of play. The Kidsonroof Rocket would definitely get my son’s imagination going. Here’s your ticket to being superaunt or superuncle! via Swiss Miss

Kids in 3rd grade are 8 years old and 20% have cell phones

Kids in the third grade are, on average, eight years old. Nowadays, 20 percent of third-grade boys and 18 percent of third-grade girls already have a cell phone, according to a 2011 study of 20,766 Massachusetts elementary, middle, and high school students. By the time the kids reach fifth grade, 39% of the kids have …