A final summary of the major changes under the Patient Protection and Affordable Care Act (PPACA) (aka Obamacare):
- Kids can continue to be covered by their parents’ health insurance until they’re 26.
- Insurers cannot impose an unreasonable premium increase without justification (generally anything less than 10% is ok).
- Insurers have to tell customers what they’re spending money on, (instead of just “administrative fee”, they have to be more specific) and those expenditures are required to follow the 80/20 rule:
- No more than 20% can be spent on administrative costs, minimum of 80% must go directly to patient care.
- A new website is made to give people insurance and health information – healthcare.gov
- Any new health plans must provide preventive care (mammograms, colonoscopies, etc.) without requiring any sort of co-pay or charge.
More from this series:
“My dear girl, the day you see I’m getting old, I ask you to please be patient, but most of all, try to understand what I’m going through. If when we talk, I repeat the same thing a thousand times, don’t interrupt to say:
“You said the same thing a minute ago”… Just listen, please.
Try to remember the times when you were little and I would read the same story night after night until you would fall asleep. When I don’t want to take a bath, don’t be mad and don’t embarrass me. Remember when I had to run after you making excuses and trying to get you to take a shower when you were just a girl?
When you see how ignorant I am when it comes to new technology, give me the time to learn and don’t look at me that way… remember, honey, I patiently taught you how to do many things like eating appropriately, getting dressed, combing your hair and dealing with life’s issues every day… the day you see I’m getting old, I ask you to please be patient, but most of all, try to understand what I’m going through.
If I occasionally lose track of what we’re talking about, give me the time to remember, and if I can’t, don’t be nervous, impatient or arrogant. Just know in your heart that the most important thing for me is to be with you. And when my old, tired legs don’t let me move as quickly as before, give me your hand the same way that I offered mine to you when you first walked.
When those days come, don’t feel sad… just be with me, and understand me while I get to the end of my life with love. I’ll cherish and thank you for the gift of time and joy we shared. With a big smile and the huge love I’ve always had for you, I just want to say, I love you… my darling daughter.”
// From – Spring in the Air